Browsing category: Sensible Frugality
Can Credit Cards Be Used Responsibly?
Reader question… “Would you share your thoughts about the cash envelope system versus the use of credit cards? I read today that any use of a credit card is irresponsible and that anyone using a credit card will end up spending more money than if they used only cash.”
Don’t Confuse Playing at Frugality With Living Frugally
Extreme frugality is like a crash diet… it’s unhealthy and almost impossible to live with long-term… AND it will set up feelings of deprivation that will almost certainly end in a bout of spending…
Why We Got Rid of Our Compact Fluorescent Bulbs
A couple of years ago we made the switch to compact fluorescent bulbs in all of the light fixtures in our house.
How We Removed an Enormous Tree Stump… or How We Saved $576
We lost several of our beautiful big pine trees during an ice storm when the weight of two days of freezing rain literally broke off the tops of the trees.
Some Thoughts About Grocery Shopping & Sensible Frugality
Grocery shopping is one area where big savings are possible, but I don’t think that frugality should ever be the only consideration.
Trying To Keep Heating Costs Down This Winter
Here in the northeast, we’re being warned to expect exorbitant heating bills again this year. The pessimists out there think fuel costs for this area will top even the predicted average of more than three thousand dollars for the heating season.
Does Frugality Mean You Shouldn’t Have Nice Things?
It’s important to save for retirement. It’s sensible to have an emergency fund. It’s essential to live within your income and not go into debt. But where did the idea come from that people who are frugal and live simply… can’t… or shouldn’t…
Sometimes You Should Complain
What do you do when you buy a bag of oranges and get them home to discover several areas of rot that you couldn’t see when the oranges were in the bag? If you find an item has a broken safety seal, do you throw it away or return it to the store? One woman I know NEVER return
Why I Don’t Play the Coupon Game
If there is a coupon for an item I want to buy, I certainly will use the coupon to take advantage of the savings. I don’t, however, play the coupon game. The reason… I don’t buy processed foods.
7 Grocery Shopping Strategies That Work For Me
I check the online circulars every Saturday morning for our two favorite stores. Usually there are some “buy one, get one free” and special discount offers for several items that are on my list… and I’ll wait for similar deals for the rest of the items another week.